1. Educational purpose only

The content on this site, and the events it describes, are provided for general educational and informational purposes. They are intended to explain concepts, frameworks and vocabulary — how businesses are structured, how markets function, how financial statements are read — to a general audience.

None of it is tailored to your circumstances, your finances, your risk tolerance or your goals, because we know nothing about them.

2. No professional advice

Nothing on this site or presented at an event described here constitutes financial, investment, trading, securities, tax, accounting, retirement, insurance or legal advice.

Nothing here is an offer, solicitation or recommendation to buy, sell or hold any security, commodity, currency, cryptoasset, derivative, real estate interest or other financial product, nor to adopt any particular strategy.

[LEGAL ENTITY NAME] is not registered or licensed as an investment adviser, broker-dealer, securities dealer, financial planner, tax adviser, accountant or law firm in any jurisdiction, and does not hold itself out as any of these.

Before you make any financial, investment, business or legal decision, consult a professional who is properly licensed in your own country and who can review your specific situation.

3. No professional relationship

Reading this site, subscribing to anything we publish, or attending an event we describe does not create an adviser–client, fiduciary, agency or professional relationship of any kind between you and us. We owe you no duty to assess the suitability of anything for your circumstances, because we do not know them.

4. No earnings claims

Where a speaker’s professional history is described — books written, companies founded, years in a field — it is provided to identify who they are and what they work on. It is not a statement of what an attendee should expect, and it is not typical of any group.

Any result any individual has achieved depends on factors we cannot see or control: their skills, experience, capital, time, market conditions, timing and luck. Individual results vary, and many people who attend educational events earn nothing at all from doing so.

5. Risk warning

All business activity and all investment carries risk, including the total loss of the money you put in. Past performance is not a reliable indicator of future results.

Certain activities discussed at these events carry heightened risk:

• Derivatives and options. Losses can exceed the amount initially invested. These instruments are complex and are not suitable for everyone.
• Foreign exchange and leveraged trading. Leverage magnifies losses as well as gains. A large majority of retail accounts trading these products lose money.
• Cryptoassets. Highly volatile and largely unregulated in many jurisdictions. You may lose the entire value, and you may have no recourse to a compensation scheme or ombudsman.
• Real estate and private business. Illiquid, capital-intensive, and exposed to interest-rate, tenant, market and execution risk.
• Starting a business. Most new businesses do not succeed. Investing time and capital in one may result in the loss of both.

Never risk money you cannot afford to lose, and never borrow to invest without independent professional advice.

6. Third-party content and speakers

Speakers at the events described here present their own views, methods and opinions. Those views are theirs alone. We do not verify, endorse, adopt or take responsibility for what any speaker says, for any method they teach, or for any product or service they offer or sell.

Where a speaker or organiser makes a claim about results, performance, returns or income, that claim is theirs — not ours. We do not adopt it, and it should not be attributed to us. Evaluate such claims critically and ask for evidence.

Speakers may promote their own paid programmes during or after an event. Any purchase you make from them is a transaction between you and them, on their terms.

7. Testimonials and experiences

Any testimonial, case study, review or account of personal experience that appears on this site or at an event reflects the experience of that individual only. Such accounts are not verified by us, are not representative, and are not a guarantee or prediction that anyone else will have a comparable experience. Results are not typical.

8. Forward-looking statements

Content on this site or presented at an event may contain forward-looking statements about markets, technologies, trends or opportunities. These are opinions and predictions, not facts. They involve assumptions and uncertainties, and actual outcomes may differ materially. No one undertakes to update them.

9. Accuracy of information

We take reasonable care to present information accurately, drawing on organisers’ materials and public sources. Even so, content may contain errors, become outdated, or be incomplete. Event details — dates, speakers, agendas, format and pricing — are set by the organiser and can change without notice. Verify anything important with the organiser directly before relying on it.

To the fullest extent permitted by law, we give no warranty as to the accuracy, completeness, timeliness or fitness for purpose of anything published here.

10. External links

This site links to websites we neither own nor control. We are not responsible for their content, their accuracy, their security, their privacy practices, or the products and services they offer. A link is not an endorsement. Once you leave this site, our terms and our privacy policy no longer apply.

11. Jurisdiction and regulation

The content here is general and is not directed at residents of any particular country. It may not be appropriate or lawful in every jurisdiction. Financial regulation differs widely, and a product, strategy or service discussed at an event may be restricted, unavailable or unlawful where you live.

You are responsible for complying with the laws that apply to you. If you are unsure whether something is permitted in your country, take local professional advice before acting.

12. Assumption of risk

By using this site you accept that any decision you make after reading it, or after attending an event described on it, is your own decision, taken at your own risk, and that you are solely responsible for its consequences.

To the fullest extent permitted by law, we accept no liability for any loss or damage — including trading losses, investment losses, business losses or lost profits — arising from reliance on anything published here or presented at an event. The limitations in our Terms of Service apply in full.

Nothing in this disclaimer excludes liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for anything else that cannot lawfully be excluded. If you are a consumer, your statutory rights are unaffected.

13. Contact

If any part of this disclaimer is unclear, ask us before relying on anything on this site.

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